Campervan and Motorhome Insurance in Bosnia and Herzegovina
Insurance is a key part of renting a campervan or motorhome in Bosnia and Herzegovina. It protects you in case of accidents, damage, or theft, and gives peace of mind while travelling. Knowing what is included and what you may need to add helps you avoid surprises on the road.
Why insurance matters
Driving in Bosnia means winding roads, mountain passes, and busy town traffic. Even careful drivers face risks from weather, gravel roads, or other vehicles. Insurance makes sure you are covered for damage or accidents and is required by law for all rentals.
Types of insurance included Most rental companies provide
Third party liability
Covers damage or injury caused to others.
Collision damage waiver (CDW)
Limits your financial responsibility if the vehicle is damaged.
Theft protection
Covers loss of the vehicle due to theft.
Optional extras
- Super CDW or full coverage: reduces or removes the deductible.
- Personal accident insurance: covers medical expenses for passengers.
- Glass and tyre cover: useful on gravel roads where windscreens and tyres are at risk.
- Cross-border coverage: required if you plan to drive into Croatia, Montenegro, or Serbia. Make sure you have a green card from the rental company.
What to check before booking
- Confirm what is included in the base rental price.
- Ask about deductibles and what they mean in practice.
- Check if roadside assistance is part of the policy.
- Make sure cross-border travel is allowed and listed in your paperwork.
- Read exclusions carefully, such as driving on unmarked off-road tracks.
Local flavour
Rental companies in Bosnia are used to explaining insurance face to face. Staff often give practical advice, such as avoiding night driving on mountain roads or checking tyres before long trips. Many will also share tips on the best camps to stay at along your route.
Frequently Asked Questions
Is insurance included in campervan rentals ?
Yes, but coverage levels vary. Always confirm before booking.
Do I need a green card for cross-border travel ?
Yes, a green card is required. The rental company usually provides it.
Can I buy extra coverage ?
Yes, many companies offer full coverage packages that reduce your deductible.
Does insurance cover wild camping ?
Insurance covers the vehicle, not your choice of where to park. Wild camping is not officially allowed.
What happens in case of breakdown ?
Most policies include roadside assistance. Call the number provided by your rental company.